Helping You Help Loved Ones

At SeniorQuote we not only receive calls from seniors, but often have family members, spouses, and senior’s children call in asking for more information regarding Medicare and senior health options like supplements and advantage plans.  Because of this, we want to let everyone know that we also help those helping loved ones as well!

If you are looking for answers to questions for a senior you know, please give us a call.  One of our agents can walk you through the Medicare program, outlines, dates, and coverage.  Most people do not know what is covered through Medicare, what is not, and that you can get additional coverage for extra coverage, like prescription drugs.

This Open Enrollment period we took a call from Lizzie Trout, who was calling to get information about Medicare Supplements for her parents back in Michigan.  She was concerned that her parents, who were reluctant to reach out, were not getting the best coverage for their growing number of prescriptions.  We were able to give Lizzie information regarding Medicare Supplements that would actually cover more of their prescription drug costs and even introduced her to Medicare Advantage plans that also include prescription drug coverage.

After walking Lizzie through these different options, we encouraged her to have her talk with her parents and have them speak with one of our agents as well.  Later that week, her parents called, delighted by the news that they could get extra coverage and save money.  Our agent went through their options and ended up helping them save money every month while still getting the same prescription drugs they were already taking.

If you can relate to Lizzie, and would like to help a loved one be better covered, save money, or become more informed about Medicare options, please give us a call.  The best time to add or change coverage is Open Enrollment, which ends on December 7th.  Call us – 1.800.992.7724 .  We have great agents that can help.

Medicare Changes Highlighted in Recent USA Today Article

A recent USTA Today article, written by Kaiser Health News reporter Susan Jaffe, details some of the changes that will impact Medicare coverage for 2014. With only one month to go before the end of the Open Enrollment Period, these changes will be important for you to consider as you review your options.

A list of the key changes listed in the article follow:
● Monthly premiums for 2014 are changing dramatically. For example, the cost for one AARP UnitedHealth plan will increase by 55%, while the cost of another popular plan from Wellcare will decrease by 38%.

● Another popular plan, SilverScript Basic, is now off limits to new members until Medicare officials are satisfied that the company has resolved operational problems.

● The coverage gap or “doughnut hole” in Part D is growing smaller in 2014. The Affordable Care Act shrinks the gap every year until it’s closed in 2020.

● Next year, drug coverage stops when the insurer and member together have spent $2,850 and resumes when the member has spent $4,550. This year, coverage stopped at $2,970 in spending and resumed at $4,750.

● Discounts on drugs that seniors buy while in the gap have also improved, and next year’s deductible is $310 instead of $325.

● The Open Enrollment Period will have 142 fewer Medicare Advantage plans, the private plans that are an alternative to traditional Medicare fee-for-service coverage,

● Officials expect average Medicare Advantage monthly premiums to increase by $1.64 to $32.60 next year, while the average prescription drug plan premium will remain roughly the same, at about $31.

These changes give you a lot to consider. And SeniorQuote is here to help.
Enjoy the USA Today article. And enjoy the saving money with SeniorQuote during the Open Enrollment Period.


Washington Post article, concerned about overshadowing news on Obamacare, urges seniors to take advantage Open Enrollment Period

Link to article:


Michelle Singletary, a respected reporter for the Washington Post, is concerned that the news of the Obamacare Open Enrollment Period is overshadowing the Open Enrollment Period for Medicare. In her October 29th article, Singletary urges seniors to take advantage of this once a year opportunity to lower their monthly premiums and improve their healthcare coverage.

The Open Enrollment Period, the time of year when individuals with Medicare are able to make important changes to their healthcare coverage. Open Enrollment runs from October 15th to December 7th, and provides seniors with the opportunity to adjust their coverage, add dental and prescription drug coverage, and lower their monthly premiums.

Singletary writes: “With so much fuss and frustration over the open enrollment for the health-care marketplaces, some people might be missing important information about another open-enrollment season. Open enrollment for the exchanges is overlapping and overshadowing the importance of the Medicare open-enrollment period.”
SeniorQuote agrees with the Washington Post. We believe every senior should take advantage of the Open Enrollment Period to compare your current Medicare healthcare coverage against other available plans.

That is why we founded SeniorQuote – to provide you with a trusted resource to comparison shop a wide-range of insurance carriers to find the coverage plan that best fits your budget. Our licensed agents are available to answer all of your questions and help you make the right decision for your family.

Enjoy the Washington Post article. And enjoy the saving money with SeniorQuote during the Open Enrollment Period.