Seniors Moving to Oregon in Droves

New Census numbers show the retirement-age population is growing in all corners of Oregon. No county, urban or rural, is spared.

While Oregon is following the national trend, driven by the aging baby boomer generation, Oregon’s 65-and-older population is growing faster than the nation as a whole. Oregon is also older on average; the median the median age is 39.3 years, compared to 38 for the U.S. as a whole.

Oregon is a retirement destination. Portland has for decades attracted more 40-and-older, college-educated people than any other major metro.

But the majority of the growth comes not from migration, but from Oregonians aging in their home state.

The senior boom, though long anticipated, will put a serious strain on Oregon communities’ healthcare and housing infrastructure, and it could have serious implications for the state’s economy.

Across the state, there’s a major shortage of housing suitable for senior citizens. Most seniors live independently, not in nursing homes or other facilities, but few homes are designed with their mobility needs in mind, said Alan DeLaTorre, a researcher at the Institute on Aging at Portland State University.

“We’ve been building assuming that we’re not going to grow up and grow old,” he said. “We assume that we’re going to be the same age that we were when we bought the house.”

And once seniors hit 75 years old, the likelihood they also have disabilities increases dramatically.

“The need for long-term care is high,” DeLaTorre said. “There’s still this need to take care of people in non-independent settings.”

Rural areas will feel the need even more acutely. Many have already seen an exodus of working-age residents, who have fled to job centers in more rural areas. That’s left retirees to care for themselves, and those in remote areas will find it more difficult to access services.

The aging population will also have an effect on the state’s economy for years to come.

The wave of retirements will likely put a damper on productivity, including job and wage growth. The state will be more dependent on young workers moving from elsewhere to keep the economy growing, said Josh Lehner, a state economist.

“You’re losing workers with a lifetime of experience and expertise,” Lehner said. “You’re losing those really productive workers, but it also could mean plenty of opportunity for growth, for employees moving up the ladder.”

There might be less tangible benefits to an aging population, too, said DeLaTorre. There’s little known about the affect retirees’ lifetime of accumulated wealth can have in a community in the form of charitable contributions, for example.

And the improving health of the aging population means more retirees remain active, perhaps volunteering in their communities.

“We frame aging in this negative, declinist kind of way, but there’s a lot of benenftis that occur from the aging population,” said DeLaTorre. “Older adults are one of the few increasing natural resources we have. How are we able to leverage that?”

To see the breakdown of each county in Oregon according to their increase of 65+ individuals moving in since 2010, check out

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The Preventing Addiction for Susceptible Seniors (PASS)

The House of Representatives on Tuesday unanimously passed legislation requiring healthcare professionals to submit prior authorization requests electronically for drugs covered under Medicare Part D.

The Preventing Addiction for Susceptible Seniors (PASS) Act of 2018 (H.R. 5773), sponsored by Chairman of the House Ways and Means Health Subcommittee Rep. Peter Roskam (R-Ill.), is an amalgamation of multiple previously introduced opioid-related bills, including provisions of the Standardizing Electronic Prior Authorization for Safe Prescribing Act (H.R. 4841), which was originally introduced by Rep. David Schweikert (R-Ariz.).

Health IT Now’s Opioid Safety Alliance, a working group of prescribers, dispensers, professional societies and patients advocating for the use of technology to fight the illegitimate use of opioids, applauded the House passage of the PASS Act.

“Electronic prior authorization (ePA) is already working in the commercial market to streamline PA claims and ensure legitimate beneficiary access to prescribed medications while preventing misuse and abuse of medication under PA, such as many opioids. It is only common sense that we would finally bring this same technology into the Medicare space,” said Joel White, executive director of the HITN Opioid Safety Alliance. “Health IT Now’s Opioid Safety Alliance thanks Representatives Roskam, Schweikert and our many other champions on Capitol Hill for their work to secure House passage of this important solution and urges the Senate to quickly follow suit.”

Last month, the Electronic Prior Authorization in Medicare Part D Act was introduced in the Senate by Sens. Pat Roberts (R-Kan.), Tom Carper (D-Del.), and Chuck Grassley (R-Iowa), calling for the use of ePA through a common electronic system so that patients can receive faster access to alternatives to opioid medications for chronic and acute pain, as well as improved access to medication-assisted treatment to treat opiate addiction.

In addition to electronic prior authorization, the legislation includes several other provisions meant to combat the national opioid epidemic.

The PASS Act requires Part D prescription drug plans to provide drug management programs for Medicare beneficiaries who are at risk for prescription drug abuse. Under current law, Part D plans are permitted but not required to establish such programs. The bill also expands medication therapy management programs under Part D to include beneficiaries who are at risk for prescription drug abuse.

Another provision requires the Secretary of Health and Human Services on an annual basis to notify high prescribers of opioids and furnish them with information about proper prescribing methods. The PASS Act also requires the HHS Secretary to establish a secure Internet portal to allow HHS, Medicare Advantage plans, and Medicare Part D plans to exchange information about fraud, waste, and abuse among providers and suppliers no later than two years after enactment.

The legislation also requires organizations with Medicare Advantage contracts to submit information on investigations related to providers suspected of prescribing large volumes of opioids through a process established by the HHS Secretary.

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Studies Show Most Seniors on Medicare Don’t Know About Savings Programs

If you are curious as to whether or not you are paying the lowest possible amount for your Medicare and supplements, give SeniorQuote a call for free, and a licensed technician can see if there are any money-saving programs you are missing out on!

More than four in ten people over the age of 65 rely on a monthly Social Security check for 90 percent or more of their income. Not surprisingly, large numbers seek help each year to manage rising health care costs. Based on more than one million customer service calls fielded in 2017, eHealth, Inc. (NASDAQ: EHTH) ( and has identified the three money-saving opportunities most commonly overlooked by lower-income Medicare beneficiaries.

  1. Medicare Savings Programs: Most people who call looking for help to lower their costs don’t know about Medicare Savings Programs that can help them pay for Part A and Part B premiums and out-of-pocket medical costs associated with deductibles and co-pays. In addition, growing numbers of seniors who qualify for Medicaid are unaware of their eligibility for special Medicare Advantage plans that offer broader provider networks and richer medical benefits than available under Medicaid alone. In 2017, 60 percent of calls fielded by one company’s Medicare customer service line involved helping beneficiaries connect to Medicare Savings Programs, the Extra Help program and dual-eligible special needs Medicare Advantage plans.
  2. Extra Help with Drug Costs: According to the Kaiser Family Foundation, Medicare Part D enrollees spend about $500 per year on average for prescription drug costs, an amount that is expected to grow significantly in the next decade. Seniors struggling to pay for prescription drugs are in search of ways to lower their costs. Many are surprised to learn that they qualify for and can receive free assistance by signing up for Extra Help — the Medicare program that limits drug costs for seniors who meet income eligibility requirements. Data shows that 90 percent of those enrolled in Medicare prescription drug coverage may be overpaying for their drugs, and could save more than $500 per year on average by switching to a plan optimized for their personal prescription regimen.
  3. Extra Benefits: Original Medicare doesn’t cover benefits such as dental, vision and hearing services. Exposure to high out-of-pocket costs leaves 75 percent of Medicare beneficiaries who need a hearing aid unable to obtain one; 70 percent of those unable to afford dental services report having had trouble eating because of their teeth. Medicare call centers field many calls each month from people looking for ways to help pay for these services. Most of the Medicare beneficiaries don’t know that some Medicare Advantage plans can cover such services and that there are standalone policies specifically designed to provide benefits in these categories.

If you are interested in potentially saving significant amounts of money, SeniorQuote is committed to educating Medicare beneficiaries about coverage options and cost-saving opportunities.

More About SeniorQuote

SeniorQuote is an online company where individuals with Medicare or those looking into it can compare health insurance products from brand-name insurers side by side and purchase and enroll in coverage online and over the phone. It offers many individual health plans underwritten by many of the nation’s leading health insurance companies. SeniorQuote is licensed to sell health insurance in all 50 states and the District of Columbia. SeniorQuote also offers educational resources, and exceptional telephonic support to help Medicare beneficiaries navigate Medicare health insurance options, choose the right plan and enroll in select plans.


Article Taken From: Jun. 11, 2018