Healthcare, Medicare, Medicaid, and Obamacare have become constant topics in news. With so much being said, changed, and analyzed, it can be hard to keep up with actual changes to state and federal programs. As a result of increased confusion, you may have heard the term “navigators” in the media recently,
If your head is spinning trying to keep up with the newest Medicare and healthcare policies you are not alone. The navigators are here to help. State and federal government officials realize that people are confused about the details of Medicare, Obamacare, and the changing healthcare landscape, and they are trying to implement a network of trained and experienced people known as the Navigators to assist average Americans and seniors. Think of navigators as your personal Medicare assistants, who can walk you through the details for everything related to healthcare; from signing up for benefits to explaining the intricacies of adding supplemental plans.
While the navigator program offers promising improvements to the current healthcare system, the qualifications and experience level of each of the navigators may not be equal. According to the Wall Street Journal, the concern for industry experts, consumer advocacy groups and government officials is that the requirements for becoming a navigator may not be stringent enough. The thought of under qualified people advising Americans about something as important as their health is a very real concern and the greatest hurdle confronting the navigator program.
Currently 34 states are letting the federal government run their healthcare exchanges, and will allow them to dictate the qualifications of the navigators who operate in their state. It appears that the federal government is committed to the navigator program, leaving the individual states with legitimate concerns For example, if you reside in one of the 16 states, who operate their own exchanges, like California, you may not have a navigator program available to you, as those states will not be required to implement a navigator program, unless they choose to.
The navigator program could be a great step towards simplified healthcare and its’ progress will continued to be monitored throughout the industry.
If you have questions about your personal healthcare, insurance coverage, or Medicare, you can contact the Medicare experts directly at SeniorQuote by calling 888-278-5126.