Are Dental and Vision Covered?

At SeniorQuote we know that healthcare means much more to seniors than just hospital visits and doctor’s offices.  A large amount of seniors also have dental and vision needs, as well.  It is one issue that we get questions about constantly.

Does Medicare Part A or B cover things like a dentist visit?  My prescription lenses?  Or an eye exam?  These are great questions and important to understand when considering your overall Medicare coverage.

Let’s start with dental coverage.  Simply put, if you have basic Medicare part A & B, you are not covered for dentist visits or benefits.  What falls under visits and benefits?  These are things that include checkups, cleanings, fillings, extractions, and dentures.  The only things that basic Medicare may cover are things that are applicable in a hospital setting.  If you would like to add dental benefits and coverage there are 2 ways to go about acquiring coverage;

1) Through an Advantage plan

2)  Through private insurance

Keep in mind that not all Advantage plans include dental coverage.  Additionally, there are many private insurance plans that bundle dental and vision coverage into one plan for seniors.

Vision coverage is similar to dental coverage.  Basic Medicare part A & B does not cover routine eye exams/ refraction, eyeglasses, or contacts.  Medicare does however cover things relating to eye disease.  Common eye diseases for seniors include glaucoma, cataracts, and macular degeneration.  Medicare will cover the diagnosis and treatment of these diseases and many others.  As with dental, there are Advantage plans that cover vision, as well.

We know that these are important aspects of complete healthcare and do not think they should go overlooked.  With open enrollment coming to an end soon, now is the time to look into Advantage plans for additional dental and vision coverage.  SeniorQuote knows the ins and outs of Medicare plans.  Give us a call and we can assist you in finding the plan that best fits your needs.

SeniorQuote Provides Guidance and Advice During Open Enrollment Period

The Open Enrollment Period begins this week. And SeniorQuote is here to help.

The best time to change your healthcare is during the Open Enrollment Period from October 15 to December 7. This is when everyone with Medicare can change their health plans and prescription drug coverage for 2014. Information on 2014 plans is now available at SeniorQuote. People with Medicare can call us at 1-800-992-7724 to review all of their health care options.

This is a tremendous opportunity to reduce your monthly premiums, improve your healthcare coverage, add dental and prescription drug coverage, and pursue complete peace of mind in knowing that you have the best possible health coverage for you and your family.

Our team of licensed, experienced agents will assist you in comparing the health coverage plans from the nation’s top insurance providers. We will not present you with a single plan, but a whole host of plans and options, from a wide range of respected carriers, tailored to your specific needs. You can compare price, coverage, hospitals and doctors covered by each plan, as well as dental and prescription drug options.  Power to Choose. Freedom  to Save. That’s what SeniorQuote can do for you.

So give us a call today. We are here to help.

Medicare Competitive Bidding

If this is your first time learning about Medicare competitive bidding, you are not alone.  Part of the reason why you may have never heard of the term is because it was part of an old piece of legislation called the Medicare Modernization Act, signed into law by President Bush in 2003.  It was finally implemented in 2011, and is aimed at “weeding out multiple companies selling the same products at higher prices, even though such products were not necessarily better.

There is little impact for seniors receiving Medicare.  The bill’s biggest effect has been on ironing out wasteful spending in government, saving more than $400 million in the first two years, across nine regions, alone.  Further savings are expected as the bill is implemented in 90 additional areas this year.

While the aim has been to make companies offering medical equipment to the government for Medicare more competitive, some have worried that the quality of equipment would decline in tandem with the prices.  So far, the opposite has happened, and the quality of medical equipment being provided to the government has actually remained the same.

Keep up-to-date with news on your Medicare and what it means for your individual plan.  SeniorQuote is always available to assist you.

Call us for a quote or for more information at (888) 278-5126

We are here to help.