Washington Post article, concerned about overshadowing news on Obamacare, urges seniors to take advantage Open Enrollment Period

Link to article: http://www.washingtonpost.com/business/check-out-medicare-changes-during-open-enrollment/2013/10/29/22e57cf2-40d1-11e3-8b74-d89d714ca4dd_story.html

 

Michelle Singletary, a respected reporter for the Washington Post, is concerned that the news of the Obamacare Open Enrollment Period is overshadowing the Open Enrollment Period for Medicare. In her October 29th article, Singletary urges seniors to take advantage of this once a year opportunity to lower their monthly premiums and improve their healthcare coverage.

The Open Enrollment Period, the time of year when individuals with Medicare are able to make important changes to their healthcare coverage. Open Enrollment runs from October 15th to December 7th, and provides seniors with the opportunity to adjust their coverage, add dental and prescription drug coverage, and lower their monthly premiums.

Singletary writes: “With so much fuss and frustration over the open enrollment for the health-care marketplaces, some people might be missing important information about another open-enrollment season. Open enrollment for the exchanges is overlapping and overshadowing the importance of the Medicare open-enrollment period.”
SeniorQuote agrees with the Washington Post. We believe every senior should take advantage of the Open Enrollment Period to compare your current Medicare healthcare coverage against other available plans.

That is why we founded SeniorQuote – to provide you with a trusted resource to comparison shop a wide-range of insurance carriers to find the coverage plan that best fits your budget. Our licensed agents are available to answer all of your questions and help you make the right decision for your family.

Enjoy the Washington Post article. And enjoy the saving money with SeniorQuote during the Open Enrollment Period.

“Navigators” in Healthcare:

Healthcare, Medicare, Medicaid, and Obamacare have become constant topics in news.  With so much being said, changed, and analyzed, it can be hard to keep up with actual changes to state and federal programs.  As a result of increased confusion, you may have heard the term “navigators” in the media recently,

If your head is spinning trying to keep up with the newest Medicare and healthcare policies you are not alone.  The navigators are here to help.  State and federal government officials realize that people are confused about the details of Medicare, Obamacare, and the changing healthcare landscape, and they are trying to implement a network of trained and experienced people known as the Navigators to assist average Americans and seniors.  Think of navigators as your personal Medicare assistants, who can walk you through the details for everything related to healthcare; from signing up for benefits to explaining the intricacies of adding supplemental plans.

While the navigator program offers promising improvements to the current healthcare system, the qualifications and experience level of each of the navigators may not be equal.   According to the Wall Street Journal, the concern for industry experts, consumer advocacy groups and government officials is that the requirements for becoming a navigator may not be stringent enough.  The thought of under qualified people advising Americans about something as important as their health is a very real concern and the greatest hurdle confronting the navigator program.

Currently 34 states are letting the federal government run their healthcare exchanges, and will allow them to dictate the qualifications of the navigators who operate in their state.  It appears that the federal government is committed to the navigator program, leaving the individual states with legitimate concerns For example, if you reside in one of the 16 states, who operate their own exchanges, like California, you may not have a navigator program available to you, as those states will not be required to implement a navigator program, unless they choose to.

The navigator program could be a great step towards simplified healthcare and its’ progress will continued to be monitored throughout the industry.

If you have questions about your personal healthcare, insurance coverage, or Medicare, you can contact the Medicare experts directly at SeniorQuote by calling 888-278-5126.

October 1st ObamaCare Deadline is Improbable

The Wall Street Journal recently published an article that renewed suspicions about the government’s timeline regarding the start of ObamaCare: the prospective launch date of October 1st, 2013 is, perhaps, no longer realistic. Several deadlines have been missed in trying to establish small business and consumer insurance exchanges and, because of this, it is doubtful that October 1st will initiate the full implementation of ObamaCare.

Small businesses are braving the impact of several setbacks. Employers will only be able to offer one plan option to their employees, and several small companies have reported that they are no longer able to fund the full premium for these packages. Only seventeen states have established their small business exchange programs, so the federal Medicare and Medicaid centers have picked up the slack for the thirty-three remaining states. Many states are struggling to find carriers that are willing to provide their services to small businesses state-wide; therefore, options are few, prices are high, and the chance that ObamaCare will be ready October 1st is growing ever-more improbable.

The healthcare industry continues to be in flux with answers to essential questions proving elusive for many individuals. If you have questions about your personal healthcare, insurance coverage, or Medicare, many answers are available on www.medicare.gov., or you can contact the Medicare experts directly at SeniorQuote by calling 888-278-5126.