Medicare Advantage Disenrollment Period (MADP)

SeniorQuote can help

There may be times you find it necessary or desirable to switch or drop a Medicare Advantage plan. Medicare has firm guidelines on when you may do this and what you can change. Let’s clarify it here.

When can I drop coverage from a Medicare Advantage Plan?

If you think your Medicare AdvantagePlan is no longer serving your needs and you wish to make a change, for example, you wish to enroll in a Medicare Supplementplan to cover more of your out-of-pocket costs, you need to switch to Original Medicare first, then buy a Medicare Supplement policy. A SeniorQuote Licensed Agent can help determine when and how to do this and find you the right policy.

Your window for making a change is January 1 through February 14. Your new coverage will begin the first day of the month following your change.

If you’d like to switch from one Medicare Advantage plan to another, or enroll for the first time, your opportunity is during Open Enrollment, October 15 through December 15. See specific information here. [link to open enrollment page]


What you can change during the Medicare Advantage Disenrollment Period:

You can leave your plan and switch to Original Medicare. If you switch to Original Medicare during this period, you’ll have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your coverage will begin the first day of the month after the plan gets your enrollment form.

What you can’t change:

Enrollment and disenrollment is very limited, so we recommend you call a SeniorQuote expert to help you before you make any changes. Here is more information:

  • You cannot switch from Original Medicare to a Medicare Advantage Plan.
  • You cannot switch from one Medicare Advantage Plan to another.
  • You cannot switch from one Medicare Prescription Drug Plan to another.
  • You cannot join, switch, or drop a Medicare Medical Savings Account (MSA) Plan

Have questions?

Most people do! Before you make any changes to your plan, call a SeniorQuote Licensed Agent to explain your options and make sure you’re not leaving yourself vulnerable. Our agents are specialists on the issues and concerns you care about the most and can help you understand your options, timelines, and costs.

One Call. Many Options. Call Today